How apply for your Bayport Loans

We know that more and more people have been turning to fast loans, thinking about it, Bayport loans offers this opportunity for you to get money for a short or long term, which has become increasingly popular among the South African population.

In a way that allows you to borrow from R1,000 to R250,000, you have a flexible repayment period, where you can obtain the money to help you and also find a way to financially organize yourself to start repaying the loan.

Bayport Loans

Known for being a short-term loan that is becoming increasingly popular, it offers you a good amount of money and provides you with a good payment margin as well. They have been striving to offer products that alleviate their customers’ financial difficulties.

Bayport believes that by offering loans to employees of partner companies, they will not only be helping them to financially organize themselves but also assisting employers. By relieving employees’ financial burden, they end up having more energy and thus work better.

How does Bayport Loans work?

How are the fees charged?

One of the things that concerns customers the most when closing a loan is the interest rate, so we are always drawn to those that offer the lowest rates or are more transparent about them.

Well, with the Bayport loan, you can know what interest you will pay on your installments because on their website, they have a calculator that simulates how much interest you would pay. Of course, they have fixed interest rates, which are set at 20%.

However, even though the rates are fixed, they will vary according to your risk profile, but don’t worry, if you receive an interest rate, it will not change.

What are the payment terms of the Bayport loan?

They offer a reliable platform for online payments and also a good payment window, where you have from 6 months to 84 months to repay your loan with fixed installments, so you know exactly their amount. This gives you the opportunity to organize yourself in a way that prevents financial difficulties.


  • Flexible payment terms: the possibility of up to 84 months;
  • Fixed interest rates: so you have no surprises when paying the installment;
  • Tools for personal finances: to help you better manage your money;
  • Credit protection: if something happens to you, your payments will still be made;
  • Responsible lending: they assess your profile to provide what you can afford.

Disadvantages of the Bayport Loans

  • Loan insurance is mandatory, so you cannot take out the loan without purchasing insurance;
  • You need to be employed to apply for the loan, and the employment should be stable, with at least 6 months of tenure.

How to apply for a Bayport loan?

What are the prerequisites for loan application?

To apply for loans, there are usually prerequisites to be met, so here we will list what the prerequisites are for applying for the Bayport loan.

  • Having a South African identity document;
  • Being over 18 years old;
  • A current proof of residence, dated within the last 3 months;
  • A recent bank statement;
  • A copy of your most recent payslip.

Apply through the website

To apply for this loan is very simple; first, you need to register on the website if you don’t already have an account. This way, you will provide all your personal information.

By completing this registration, you will receive an email to confirm and activate your account, and once you do that, you can request your loan. You will fill out an online form with more information about yourself, including your banking information, income, and employment details. You will need to upload all the documents they request.

After submitting the documents, you will undergo a credit check, where you will find out if the credit will be approved or not. You will receive a response with the result.

After that, you will need to log in to the website to accept the offer that was sent to you, as this will be like signing the contract online. You will also need to accept the conditions proposed by them.

After that, the money you requested will be deposited into the account you have previously chosen for this purpose, and you can use the money for whatever you want.


Assine nossa newsletter.

Recebe novidades sobre o mundo financeiro diretamente na sua caixa de e-mail.

Posts relacionados