Introducing the RMB Private Bank Credit Card – your gateway to a world of exclusive rewards and stress-free banking. Crafted to cater to your discerning tastes and financial needs, this prestigious metal card is now available, offering a host of benefits designed to elevate your banking experience.
Key information about the RMB Private Bank Credit Card
The RMB Private Bank Credit Card is not just any ordinary card – it’s a symbol of sophistication and privilege. With its sleek metal design and tap functionality, it stands out as a statement piece in your wallet. But beyond its aesthetics, this card is packed with features that make banking a breeze and rewards that make every purchase worthwhile.
How does the annual fee work?
One of the key considerations when choosing a credit card is the annual fee. With the RMB Private Bank Credit Card, you enjoy exclusive benefits at an annual fee of R295.
This fee grants you access to a world of perks, including complimentary access to SLOW and Bidvest Premier Lounges, bonus Airport Lounge visits when you book flights with eBucks Travel, and the opportunity to earn eBucks on all qualifying credit card purchases.
How is the limit determined?*
Your credit limit is tailored to your financial profile, ensuring that you have the flexibility to manage your spending while enjoying the convenience of credit. With a personalised limit and interest rate, you can shop locally, internationally, and online with confidence, knowing that you have the financial flexibility you need.
Advantages of the credit card
The RMB Private Bank Credit Card is not just about spending – it’s about rewarding yourself for your everyday purchases. With exclusive travel benefits, including access to airport lounges and global travel insurance, as well as the opportunity to earn eBucks on all your transactions, this card is designed to enhance your lifestyle and make every purchase more rewarding.
Standout advantage
One standout advantage of the RMB Private Bank Credit Card is the personalised credit solution it offers. With a dedicated Private Bank Advisor and 24/7 banking access via the RMB Private Bank App and online, you have the support you need to manage your finances with ease. Plus, with up to 55 days’ interest-free credit, you have the flexibility to pay on your terms.
Disadvantages
While the RMB Private Bank Credit Card offers a wealth of benefits, it’s essential to consider any potential drawbacks. One such consideration is the qualifying criteria for application. To be eligible for this prestigious card, you must earn R750,000 or more per annum or have a net asset value in excess of R15 million. While these criteria ensure that the card remains exclusive, they may limit access for some individuals.
Standout disadvantage
Another potential drawback of the RMB Private Bank Credit Card is the annual fee. While the fee grants you access to a range of exclusive benefits, including airport lounge access and travel insurance, it’s essential to weigh the cost against the value you receive to determine if this card is the right fit for your financial needs.
Who can apply for this card?
If you meet the qualifying criteria for the RMB Private Bank Credit Card, applying is simple and straightforward. You can apply online through the RMB Private Bank website, via the RMB Private Bank App, or in person at your nearest branch or agency. Simply provide the required documents, including proof of identity, proof of residence, and recent financial statements, and our dedicated team will guide you through the application process.
How to apply for the card
- Through the Website: Visit the RMB Private Bank website and navigate to the credit card section. Click on the “Apply Now” button and follow the prompts to complete your application online. Be sure to have your supporting documents on hand to expedite the process.
- Through the App: Download the RMB Private Bank App from the App Store or Google Play Store and log in to your account. Navigate to the credit card section and follow the prompts to submit your application directly from your mobile device. It’s quick, convenient, and secure.
- Through the Store/Agency: Visit your nearest RMB Private Bank branch or agency and speak to one of our knowledgeable advisors. They will assist you with the application process, ensuring that all your documents are in order and answering any questions you may have along the way.
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